Contractors Insurance in Norcross, GA
Contractors across various trades should consider contractors insurance. This policy may help cover common risks, such as job site accidents and equipment damage.
What Does Contractors Insurance Cover? 
Contractors insurance consists of several coverage types that address the core risks faced on the job. These policies work together to help cover costs that could otherwise come out of pocket.
- General liability insurance may cover third-party injury and property damage that occur during your operations.
- Workers’ compensation insurance may pay for medical bills and lost wages if employees are hurt while working.
- Commercial auto insurance may cover business vehicles.
- Equipment and tools coverage may help replace or repair tools and machinery that are lost, stolen or damaged.
- Professional liability insurance may address claims related to errors in your professional services.
- Builder’s risk coverage may cover structures and materials during construction from fire, theft or damage from severe weather.
How Much Does Contractors Insurance Cost?
Contractors insurance rates vary based on several factors, including the type of work you do, your location, workforce size, coverage limits and claims history. A small contractor might pay a few hundred dollars a year, while larger operations with more risk exposure could see higher premiums.
Get Covered Today
Insurance Direct Group can help you learn more about contractors insurance and help you obtain the ideal coverage for your business. Contact us today to get a free quote.