Motorcycle Insurance in Norcross, GA

Understanding motorcycle insurance and finding the right policy doesn’t have to be overwhelming. At Insurance Direct Group, our team is dedicated to helping motorcycle owners get the coverage they need at a competitive price.

What Does Motorcycle Insurance Policy Cover? black and gray motorcycle on road during daytime

Policy inclusions can differ based on the insurer and your personal needs. However, motorcycle insurance often offers the following coverage:

  • Liability coverage can cover expenses related to third-party claims of bodily injuries or property damage you cause. In Georgia, riders must carry minimum amounts of liability coverage.
  • Collision coverage can cover your losses if you hit an object, a tree, a vehicle or another motorcycle.
  • Comprehensive coverage can help pay for your motorcycle’s repair costs after a fire, theft, vandalism or a natural disaster.
  • Medical payments (MedPay) coverage can cover you and your passenger’s medical expenses after an accident, regardless of fault.
  • Uninsured/underinsured motorist coverage can cover your losses if the at-fault driver doesn’t have enough insurance coverage.

How Much Does Motorcycle Insurance Cost?

The cost of a motorcycle insurance policy may depend on various factors, including:

  • Motorcycle characteristics (e.g., type, model, year)
  • Driving history
  • Previous claims
  • Location
  • Deductible
  • Coverage selection

How Can I Reduce Motorcycle Insurance Costs?

If you feel that your rate is too high, here are some ways you can reduce your premiums:

  • Maintain a clean driving record.
  • Complete a defensive driving course.
  • Adjust your deductible.
  • Bundle your motorcycle policy with your auto or homeowners policy.

Where Can I Purchase a Policy?

Contact Insurance Direct Group today to request a quote or learn more about your motorcycle insurance options.

 

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